Certain trusts, individuals, and sole proprietors can apply for a bitcoin-backed loan for a qualifying commercial or investment purpose.

• Apply through more account types: Eligible trusts can apply as the borrower and use trust-held bitcoin to secure the loan. Certain individuals and sole proprietors can also apply through their existing account structure.
  
  
• Put bitcoin behind an opportunity: Use bitcoin for qualifying needs such as starting or expanding a business, purchasing equipment or inventory, or pursuing an eligible investment.
  
  
• Stay closer to your collateral: Hold a key to the collateral vault, verify your bitcoin on-chain, and know that it is not being rehypothecated under the commercial loan structure.

For these newly eligible borrower types, commercial loans generally start at $500,000. Availability depends on account type, state, use of proceeds, and subject to review by the lending team. 

The bitcoin you’ve built around the long term may now help back what you build next.

Speak with our team to discuss the requirements and application process.

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Unchained is not a bank. Unchained Capital, Inc. (NMLS ID: 1900773), B&C Lending LLC (NMLS ID: 2656661), and Bitcoin Collateral Services LLC (NMLS ID: 2423070) are licensed to provide certain financial services. To learn more about Unchained's licensing, see our legal and regulatory page.

‍A commercial loan application is required and commercial loans are subject to approval. For commercial loan terms, collateral requirements, and fees please see here, or see your specific commercial loan document for more information. Commercial loans may not be available in all states and may be subject to local restrictions where available, please see here for availability. California commercial loans may be made or arranged pursuant to a California Financing Law license.

‍Loan terms are examples. Terms are subject to a complete loan application and subject to approval by the lender. Late payments incur a $10 per late payment fee. Unchained Trading, LLC will charge a selling fee (see trading desk fees) for collateral sales, which will be deducted from the proceeds of any collateral sale before applying the remaining proceeds to the amounts outstanding under the loan. A forced liquidation incurs a 2% selling fee per liquidation. A returned ACH will incur a $15 per returned payment fee.

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